Buy Crypto with a PayPal

How to buy crypto with PayPal on Best Wallet

1. Visit the App Store or Google Play to download the free Best Wallet app.
2. Create a PIN, write down the backup passphrase, and activate two-factor authentication for an extra layer of security.
3. Click “Trade” and “Buy” and choose a crypto to purchase. Enter the amount and select “PayPal” as the payment method.
4. Enter the login credentials to buy crypto with PayPal instantly.

Why Best Wallet is the best place to buy Bitcoin with PayPal

The Best Wallet app lets users buy crypto with PayPal and other e-wallets. Users can avoid cumbersome KYC processes in a low-fee environment. Learn why Best Wallet is a popular option with crypto investors in 2025.

Anonymity and privacy

The Best Wallet app ensures users retain their privacy at all times. No personal information is collected when downloading the app, although some users install VPNs for enhanced anonymity. 

The app also ensures privacy when users buy crypto with PayPal and other fiat methods. Most gateways, which process transactions on behalf of the Best Wallet app, allow no-KYC purchases up to a certain limit. Transaction limits vary depending on the currency and gateway — they’re clearly displayed when setting up the PayPal order.

Once the purchase is complete, cryptocurrencies can be stored in Best Wallet indefinitely without having to upload ID and other verification documents. Users also remain anonymous when sending and receiving assets to and from other wallet locations. 

Best Wallet’s no-KYC features not only protect users from potential data breaches, but it ensures global inclusiveness — investors located in countries with anti-crypto regulations can buy Bitcoin with PayPal safely and privately.  

Non-custodial storage

Best Wallet offers non-custodial storage, ensuring users have full control of their private keys. They’re encrypted and stored on the smartphone device — not even Best Wallet can access them. Users can buy, sell, send, receive, and store cryptocurrencies without relying on centralized companies — eliminating counterparty risks like bankruptcy and fraud. 

Best Wallet users retain private key ownership even when buying crypto with PayPal. Gateway providers automatically transfer the digital assets to the Best Wallet address. 

Security

Investors should evaluate security when exploring where to buy crypto with PayPal. Best Wallet offers robust security features that keep crypto balances safe at all times. 

Users create a PIN initially — this must be entered whenever the Best Wallet app is opened — consider adding a smartphone screen lock as an extra safety net. 

We also recommended activating the biometrics feature, which replaced the PIN requirements when opening the app. Users can only access their cryptocurrencies with fingerprint ID or facial recognition (depending on the smartphone device). 

Users should also enable two-factor authentication as another must-have security control. Once activated, Best Wallet users receive a unique SMS code to access the wallet. This feature is used by online banking platforms and ensures that only the true wallet is authorized to transact. 

Best Wallet also ensures safety when users buy crypto with PayPal. Encrypted servers and SSL technology prevent partnered gateways from viewing PayPal credentials when users log in. PayPal also has its own security tools to keep its users safe, such as “Purchase Protection”. 

Low fees

Traditional online exchanges often charge 3-5% of the transaction amount when users buy crypto with PayPal. The Best Wallet app is a cost-effective alternative — it partners with dozens of reputable gateways — each offers various fees based on the currency and purchased asset.

 

After users choose which crypto to buy and type the amount, Best Wallet fetches real-time exchange rates from the gateway providers. Users are matched with the best-priced gateway automatically, ensuring they pay the lowest fees. You know exactly how many coins or tokens you’ll receive for the purchase amount, as payment charges are built into the quoted exchange rate.  

The Best Wallet app supports a wide range of global currencies, from AED, GBP, and EUR to NZD, USD, and THB. Using the same currency as the PayPal account further reduces fees. 

Wide range of assets

Best Wallet users can buy thousands of digital assets when they use PayPal and other popular e-wallets. The app supports market leaders like Bitcoin, Ethereum, XRP, Dogecoin, and Solana — these cryptocurrencies benefit from high liquidity and the most competitive exchange rates. 

Best Wallet also supports stablecoins like USDT and USDC, a great option to unlock DeFi opportunities, including staking and liquidity provision.  

Built-in DEX

In addition to supporting PayPal and other fiat payments, Best Wallet offers a built-in DEX, allowing users to trade millions of cryptocurrencies without leaving the app interface. 

The DEX supports all coins and tokens from 60+ networks, including Solana, Ethereum, BNB Chain, and Base. Users can even buy newly launched assets — just paste the contract address, and Best Wallet sources it from the most competitive liquidity provider. 

Crypto swaps on Best Wallet are secure, private, and seamless. Smart contracts handle transactions, ensuring users avoid counterparty risks. Most DEX trades complete within seconds, so the purchased assets are sent straight to the Best Wallet balance. 

DEX traders also benefit from Best Wallet’s cross-chain functionality — users can swap cryptocurrencies even when they use different blockchain standards. A user holding Solana can trade their coins for Ethereum or Polygon, and vice versa. 

How to buy crypto with PayPal explained

Here are the required steps when exploring how to buy Bitcoin with PayPal.

Step 1: Download the Best Wallet app

Users can download the Best Wallet app for free.

iOS users can visit the App Store. Those using Android can visit Google Play.

Step 2: Set up and secure the wallet

Users should complete all recommended security steps to ensure safety. The first requirement is to choose a PIN, ensuring it’s at least four digits.

The wallet displays the backup passphrase — this is 12 randomly generated words that are unique to the user. Write the passphrase down in the correct order and never store it on digital devices. Storing it on a sheet of paper ensures hackers can’t access the passphrase remotely.

While Best Wallet is now ready to use, we recommend activating biometrics and two-factor authentication via the “Settings” tab. These features mitigate security risks significantly, allowing you to buy crypto with PayPal safely.

Step 3: Fill out an order form to buy crypto

Click the “Trade” icon at the bottom of the app, followed by “Buy”. You will now see an order form to buy crypto.

Select the preferred currency, such as EUR or NZD. Then choose a crypto to buy — you can search by its name or paste the contract address. Some digital assets, such as USDT and USDC, operate on multiple networks, so ensure you select the correct one.

Click the drop-down icon beneath “Pay Using” and select “PayPal” as the payment method.

Enter the amount to purchase, and Best Wallet automatically fetches the most competitive market rates from partnered gateways. Users have the option to change gateways if they have a preferred provider, such as one than offers the highest no-KYC limits or the fastest settlement time. Otherwise, stick with the matched gateway if price if the core priority.

Step 4: Complete payment

Confirm the order after verifying the provided details, including the currency, payment method, amount, and exchange rate.  

The screen redirects to the gateway’s payment page — this is where users enter their PayPal credentials. Gatways use encrypted technology, so they can’t view the login details that you enter.

Note that depending on the account settings, PayPal might have an extra verification step, such as email confirmation or two-factor authentication.

Once confirmed, the funds are deducted from the PayPal account instantly. The gateway provider sends the purchased cryptocurrencies to your Best Wallet address.

Benefits of buying Bitcoin with PayPal

Here are the key benefits of buying crypto with PayPal. 

Convenience

PayPal is one of the most convenient payment types to use when investing in cryptocurrencies. A funding method, such as a debit/credit card or Google/Apple Pay, will already be linked to the PayPal account — this means you won’t need to enter the payment details manually. Once you approve the transaction, PayPal deducts the funds automatically. 

Extra layer of security

In addition to Best Wallet’s robust security features, PayPal also offers safety controls for its users.

Two-factor authentication, for instance, requires users to enter a unique code to authorized payments — PayPal supports both email and phone confirmation. This approach helps mitigate cybersecurity threats. Only the login credentials are needed, rather than fully-fledged debit/credit card details.

Purchase Protection

PayPal’s Purchase Protection feature helps protect buyers when transacting online. It ensures buyers receive the goods or services they’ve paid for, protecting them from sellers who engage in nefarious business practices. 

Users can activate the Purchase Protection process from their PayPal account, with most disputes settled within 14 days. 

Fast crypto purchases

PayPal payments are fast and align with other convenient purchase methods like debit/credit cards. 

After logging into the PayPal account and confirming the crypto order, the gateway provider receives the funds immediately. Buyers get their digital assets a few minutes later in most cases. 

Is it safe to buy crypto with PayPal

PayPal is one of the safest payment methods to use when buying cryptocurrencies. 

Users are already verified and a deposit method will be attached to the account — so all that’s needed is the login details to approve purchases. This seamless process offers more security than using Visa or MasterCard, as users don’t need to type their card details into the gateway’s website. PayPal transactions remain transparent, helping buyers prove the funds were sent. 

The e-wallet provider is also renowned for its buyer-first ethos, including the Purchase Protection feature for payment issues. Handling disputes is considerably more cumbersome when using debit/credit cards — users must contact their bank and complete long chargeback forms, which often take several months to process. PayPal averages just two weeks to settle disputes, and the onus is on the seller to prove they’ve met the agreed terms. 

However, users must consider some best practices before they buy crypto with PayPal. Choose reputable crypto providers to safe — Best Wallet only partners with established fiat gateways with proven track records for client safety. It’s also important to activate PayPal’s security features, including email confirmation and two-factor authentication. Experts also recommend setting strong passwords and changing them frequently as an extra security step. 

What other methods can you use to buy crypto?

The Best Wallet app supports many payment methods in addition to PayPal. Here are the most common alternatives used when buying crypto with fiat money. 

Debit Cards

Debit cards are widely used when investing in crypto — the majority of Best Wallet’s partnered gateways accept Visa and MasterCard. They’re typically linked to the user’s bank account, so cryptocurrencies are purchased with available funds rather than credit.

Debit card transactions are processed instantly just like PayPal, so Best Wallet users receive their digital assets promptly. 

While users must type their debit card details into the gateway’s website, encrypted servers ensure they aren’t exposed. Most debit card issuers use Visa Secure or Mastercard SecureCode — another two-factor authentication method that keeps users safe.   

Credit Cards

Best Wallet also lets users buy crypto with a credit card. The transaction process works similarly to debit cards — users enter their card details and the payment processes instantly. Most gateways accept Visa and MasterCard, and support sometimes extends to American Express, Maestro, and Discover. 

Best Wallet users should make some considerations before using credit cards. Some credit card issuers view crypto purchases as a cash advance, similar to online gambling transactions and ATM withdrawals — this adds additional fees of up to 5%. 

You should also consider the risks of using borrowed funds to invest in volatile assets like crypto. Cardholders must pay the full amount when the issuer sends the monthly statement, regardless of whether crypto prices have risen or fallen. Failing to clear the balance means that interest is charged — credit card rates average 24-25% annually. 

One advantage of credit cards is increased security. Most issuers offer Zero Liability policies, which protects users from unauthorized transactions. The user’s personal funds aren’t impacted when fraud occurs, unlike debit cards, which immediately deducted payments from the linked bank account. 

Bank Transfers

Best Wallet also supports local bank transfers, although specific networks depend on the currency and country of residence. UK users can transfer GBP via Faster Payments, while Europeans use EUR through Sepa or Sepa Instant. Those in the US can select AC to transfer USD. Dozens of other local options are available — just click the “Pay Using” button after selecting the currency. 

Despite their reputation as a slow deposit method, local bank payments are often processed near-instantly, as fiat gateways have accounts in the respective country. Bank transfers fees are usually low than PayPal and debit/credit cards.  

Other E-Wallets

Best Wallet also supports other popular e-wallet providers, including Skrill and Neteller —they offer the same payment process, speed, and security steps as PayPal. 

Many gateways also accept Google/Apple Pay, which are great options to keep crypto payments mobile-based.  

Ultimately, Best Wallet users can buy crypto with Paypal and other fiat methods without revealing their identity. Robust security features like two-factor authentication and biometrics ensure safety, while encrypted private keys allow users to own and control their digital assets without centralized risks.

Users can also trade millions of cryptocurrencies across different networks like Ethereum, Solana, BNB Chain — Best Wallet sources the most competitive exchange rates from decentralized liquidity pools.

References

1. What is a cash advance fee on a credit card? (Experian)
2. Protect your purchases with PayPal (PayPal)
3. Is PayPal safe? (Credit Karma)

Frequently Asked Questions

Can I use PayPal to buy crypto?

Yes, Best Wallet users can buy thousands of cryptocurrencies with PayPal. Payments are safe, instant, and cost-effective. 

Can I buy Bitcoin with PayPal and send to another wallet?

Yes, after buying Bitcoin with PayPal, Best Wallet users can transfer coins to another wallet location. As a non-custodial wallet, Bitcoin transfers are approved instantly. 

Where to buy Bitcoin with PayPal without KYC?

You can buy Bitcoin without KYC on the Best Wallet app. Best Wallet has partnered with many fiat gateways that support anonymous purchases, although limits apply.  

What cryptocurrencies can I buy with PayPal?

The Best Wallet app lets users buy thousands of cryptocurrencies with PayPal, including Ethereum, USDT, BNB, and Shiba Inu. 

How long does PayPal take to process crypto?

Crypto purchases made directly from PayPal take up to two hours to arrive. On Best Wallet, PayPal payments are instant.